The Micro Center Insider Credit Card (2024)

10% Off or 24 Months Interest Free3
through June on Laptops* (excluding Apple) - and 3D Printers

when you use your Micro Center Insider® card

COMING SOON to your Micro Center!

To make your Insider Card shopping easier, please choose your Micro Center store.

10% off on desktops or MACs
With credit approval, use your Micro Center Insider® creditcard for 10% off your purchase every day. Offer cannot be combined with specialfinancing. See store for details. SELECTDESKTOPS, OR MACs

5% off on purchases every day on select products
With credit approval, use your Micro Center Insider® creditcard for 5% off your purchase every day. Offer cannot be combined with specialfinancing. See store for details.

6 months special financing*
With credit approval, use your Micro Center Insider® credit card for special financing for 6 months. Minimum purchase of $240 required. See store for details.

12 months special financing*
With credit approval, use your Micro Center Insider® credit card for special financing for 12 months. Minimum purchase of $499 required. Offer valid only on select products. See store for details. SELECT PRODUCTS

24 months 0% APR3
With credit approval, use your Micro Center Insider® creditcard for 24 months with 0% APR. 24 equal monthly payments required. Offer valid only on select products. See store fordetails. SELECT PRODUCTS

36 months 0% APR4
With credit approval, use your Micro Center Insider® creditcard for 36 months with 0% APR. 36 equal monthly payments required. Offer valid only on select products. See store fordetails. SELECT PRODUCTS

36 months 0% APR3
With credit approval, use your Micro Center Insider® creditcard for 36 months with 0% APR. 36 equal monthly payments required. Offer valid only on select products. See store fordetails. SELECT PRODUCTS

36 months 0% APR4
With credit approval, use your Micro Center Insider® creditcard for 36 months with 0% APR. 36 equal monthly payments required. Offer valid only on select products. See store fordetails. SELECT PRODUCTS

Already a Micro Center Insider® cardholder?

PLEASE NOTE: Upon approval, your Insider® Card purchase must be made at the store where you a) texted to apply or b) at the store selected from the online dropdown menu. 5% off not applicable to ship out orders.

* Subject to credit approval. Ask for details. Credit offers cannot be combined. Minimum purchase required for financing. See store for details. Some exclusions apply. In-store only. Message and data rates may apply.† 5% and 10% off does not apply to the following: tax; recycling fees; bottle deposits; bag fees and taxes; ship out orders; gift cards not associated with a product or serving as a product replacement and certain items that have no SKU or UPC. If you use a Micro Center Insider® Card in the same purchase transaction with another form of payment, the 5% discount will apply only to the purchase amount tendered to you Micro Center Insider® Card

1 Monthly payment is based on purchase price alone excluding taxes. Credit purchases subject to credit approval. Other transactions may affect the monthly payment. Offer expires 6/30/24. See store for details.

3 The Micro Center Insider® credit card is issued by Wells Fargo Bank, N.A. Special terms for 24 months apply to select products charged with approved credit. For eligible products, see store for details. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. The APR for Purchases is 28.99%. Existing cardholders should see their credit card agreement for details including APR and fees applicable to your account. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 05/01/24 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 6/30/24.

4 The Micro Center Insider® credit card is issued by Wells Fargo Bank, N.A. Special terms for 36 months apply to select products charged with approved credit. For eligible products, see store for details. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. The APR for Purchases is 28.99%. Existing cardholders should see their credit card agreement for details including APR and fees applicable to your account. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/09/2023 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 6/30/24.

The Micro Center Insider Credit Card (2024)

FAQs

Can you use a Micro Center credit card right away? ›

If you apply in the store and get approval you'll be able to use it at that time with a temporary number that gets issued at that time.

Can a Micro Center credit card be used online? ›

Credit Cards Accepted

At Micro Center stores, you can shop using your Micro Center Insider® Credit Card. * Unfortunately, the Insider Credit Card is not available to be used for online purchases.

What is the most valuable question to ask yourself before opening a credit card in your name? ›

Consider your spending and payment habits, and how much value you might get from various rewards cards and perks. Features that help you manage the card and avoid fees or late payments will also help you build excellent credit over time.

What is the highest credit card utilization you should have if you re trying to build your credit score? ›

To maintain a healthy credit score, it's important to keep your credit utilization rate (CUR) low. The general rule of thumb has been that you don't want your CUR to exceed 30%, but increasingly financial experts are recommending that you don't want to go above 10% if you really want an excellent credit score.

Can I use my credit card before the card arrives? ›

Key takeaways

Most credit card issuers make you wait until you receive the physical credit card in the mail — which can take up to 10 days. Yet a handful of credit card companies are making instant-use credit cards available as soon as you're approved.

Can I use my credit card the same day I get it? ›

Some credit cards let you access your card details as soon as you're approved. These are often known as instant use credit cards. If you get approved for an instant use credit card, you might be able to start using it within minutes.

Can I use a Micro Center credit card without a card? ›

* The Micro Center Insider® Credit Card is issued with approved credit by Wells Fargo Bank, N.A. For your protection, Micro Center is no longer allowing Micro Center Insider® Credit Card transactions without your actual card being present.

Can I pay in cash at a Micro Center? ›

In-store, we accept cash as a form of payment, however we would prefer you use credit card/debit card or Apple/Samsung/Google pay to limit contact due to CoVID. Read more about Micro Center's CoVID-19 response here.

Can I use Klarna at a Micro Center? ›

We will need a physical card to run the transaction in store unless Klarna makes NFC payments. You are welcome to use your Klarna card to place the reservation online.

What credit card is the easiest to get? ›

NerdWallet's Easiest Credit Cards to Get of June 2024
  • OpenSky® Plus Secured Visa® Credit Card: Best for No credit check and no bank account required.
  • Chime Secured Credit Builder Visa® Credit Card: Best for No credit check + flexibility and guardrails.
  • Mission Lane Visa® Credit Card: Best for Unsecured card for bad credit.

Can I apply for a credit card with no income? ›

For those without income or a credit history, using a cosigner can help get a credit card independently via a secured or student credit card option. Before choosing an option requiring help from someone else, ensure the person being asked is comfortable creating a financial relationship.

How do I get a credit card if I have no credit history? ›

It's possible to get a credit card with no credit. You might consider applying for a secured credit card, student credit card or retail store credit card to help establish and build your credit.

What credit card has $5000 limit with bad credit? ›

The U.S. Bank Altitude Go Visa Secured Card is the best option if you have limited/poor credit and are looking for a high credit limit. You can deposit anywhere from $300 to $5,000, making your maximum credit limit available $5,000.

How to increase credit score by 100 points in 30 days? ›

Steps you can take to raise your credit score quickly include:
  1. Lower your credit utilization rate.
  2. Ask for late payment forgiveness.
  3. Dispute inaccurate information on your credit reports.
  4. Add utility and phone payments to your credit report.
  5. Check and understand your credit score.
  6. The bottom line about building credit fast.

Should I pay off my credit card in full or leave a small balance? ›

Bottom line. If you have a credit card balance, it's typically best to pay it off in full if you can. Carrying a balance can lead to expensive interest charges and growing debt.

Can you use your credit card as soon as you open it? ›

Many credit cards allow you to start making purchases on the day you apply, but you typically will not receive your physical card in the mail for a few days up to 14 days.

Can you use a credit card right when you get it? ›

Some credit card issuers let you use an instant approval credit card right away, while others require that you wait to receive the physical credit card. Once you activate your card, you can start using it and earning rewards.

Can you use Citi card right away? ›

Citi. Several Citi cards offer instant card numbers if your application is approved instantly. However, note that you'll have just one opportunity to view this number, so be sure to write it down.

How quickly can I use a credit card? ›

Every credit card issuer is different when it comes to its timeline for delivering a physical credit card once you've been approved. In general, it could take up to a week or more to receive your card. But if you know how, it's possible to get a new credit card and start using it the same day.

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